Brickk and TransUnion Link Rent Payments to UK Credit Profiles

Editorial Calendar World-Region-Country Brickk and TransUnion Link Rent Payments to UK Credit Profiles The integration works through open banking consent. Once a renter signs up and connects their bank account, Brickk verifies rent transactions and pipes the data through to TransUnion’s credit file. Members are informed at registration that missed payments can affect their credit rating, and consent can be withdrawn at any time.

Brickk’s commercial model adds a second layer beyond pure credit reporting. For £4.99 a month, subscribers gain access to a discounted gift card marketplace covering more than 1,000 brands alongside the CRA reporting. The dual structure is the company’s primary differentiator: it positions the subscription as immediately cost-recovering through retail savings while building long-term credit history.

The platform operates both a direct-to-consumer channel and a B2B2C route via property operators and employers, embedding sign-up at the point of tenancy. Kelli Fielding, chief product officer at TransUnion, said: “Recent research conducted by TransUnion showed that renters often have levels of financial resilience that might be going unrecognised. Just over 75% of renters consistently report that they will have no trouble handling their bills and loan payment obligations.

Brickk’s proposition is a timely and significant contribution to financial inclusion, that can help renters with access to credit products, such as mortgages and loans.” The TransUnion data cited comes from the company’s Q2 2026 Consumer Pulse Study, a survey of 1,000 UK adults conducted with research providerDynata. Rent reporting sits at the intersection of open finance and financial inclusion, and it has attracted growing policy attention in the UK. TheFinancial Conduct Authorityhas flagged the credit-invisibility of renters as a structural gap, and the broader open banking framework under which Brickk operates continues to be shaped by thePayment Systems Regulatorand the FCA’s ongoing review of consumer credit data.

The English